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online tv, free online television watch tv channel list cash channel Private Loan Consolidation Learn about private student loan consolidation Our private student loan consolidation program offers interest rate reductions for on-time and automatic payments and there are no pre-payment penalties. How much can you save each month? If you consolidate student loans right now, you could save hundreds of dollars a month. Here's a quick chart showing how much you could save on your monthly payments: Total Loans Current Payment After Consolidation Monthly Savings Click Here to Consolidate Student Loans! Savings shown are based on the current Stafford Loan interest rate of 6.8%; borrowers in grace periods, with loans other than Stafford Loans (such as PLUS or Perkins loans), or with Stafford Loans older than July 1, 1998 will have different interest rates. Student Loan Consolidation Blog Consolidating Now v. Waiting If you are looking to consolidate your Federal loans now..you may want to wait a few months?.but only if you have loans from before July 1, 2006. Here?s why? Stafford loans taken out before July 1,... Parent PLUS Loans and Parent Loan Consolidation Parent PLUS loans are Federal based loans taken out by a Parent on behalf of a child. Here are some quick facts about the loan before I touch on the consolidation of these loans: Student Loan Consolidation - Consolidate your student loans to lower your monthly payment for federal and private student loans. Call toll-free 1-877-328-1565 for loan consolidation information. student loan consolidation, consolidate student loans, consolidate college loans, private student loan consolidation, consolidate private student loans, direct loan consolidation, consolidate loan student, federal student loans consolidation, federal direct loan consolidation Consolidation loans have longer terms than other loans. Debtors can choose terms of 10?30 years. Although the monthly repayments are lower, the total amount paid over the term of the loan is higher than would be paid with other loans. The fixed interest rate is calculated as the weighted average of the interest rates of the loans being consolidated, assigning relative weights according to the amounts borrowed, rounded up to the nearest 0.125%, and capped at 8.25%. Some features of the original consolidated loans, such as postgraduation grace periods and special forgiveness circumstances, are not carried over into the consolidation loan, and consolidation loans are not universally suitable for all debtors.